Do I Qualify?
To qualify you must be:
- Aged 24 or over on the first day of your course (there’s no upper age-limit) and starting your course on or after 1st August 2013
- Living in the UK on the first day of your course and have lived in the Uk, the Channel Islands or the Isle of Man for three years immediately before this
- Studying with a training organisation in England approved for public funding
- Enrolling on an eligible course at level 2 and above which includes: Diplomas, A levels, Access to HE Diplomas, other Diplomas and Certificates, Advanced Apprenticeships or Higher Apprenticeships
How to Apply
You’ll be able to apply online or download an application form
Apply online – you’ll need to register first. If you can’t apply online you can download the forms below.
Making the right choice
It’s important you consider your own circumstances and look into all options for paying for your course before choosing to take out a loan.
You can get independent financial advice from the Money Advice Service
How much can I get?
The amount you can get depends on your course, the tuition fees charged by your college or training organisation and maximum amounts set by the Government.
The minimum loan amount is £800
You can take out a loan for the maximum amount to cover your tuition fee or you can pay all or part of the tuition fee yourself
How’s the loan paid?
Student Finance England (SFE) will pay your agreed tuition fees to your college or training organisation once they’ve confirmed your attendance on the course.
You can apply more than once
Once you’ve completed your course, you’ll be eligible to apply for more 24+ Advanced Learning Loans (up to a total of four loans) to help you progress in your studies.
Repaying your 24+ Advanced Learning Loan is straightforward, your monthly repayments will be based on your income, not the amount that you borrow.
You’ll only start making repayments when your income is more than £404 per week, £1,750 per month or £21,000 per year.
You’ll only pay back 9% of any income above £21,000 a year, see the table below for examples of what you’ll repay:
- If you’re self employed you’ll be responsible for making student loan repayments as part of your annual self-assessment tax return
- If you’re employed, you don’t need to do anything. Your employer will take your repayments directly off your salary as they do with tax and national insurance contributions
- If you stop working, your repayments will stop and only start again when your income is more than £21,000 a year
- Any loan remaining 30 years after you’re due to start making repayments will be wiped clean
Find out more
You’ll find out more information online at www.gov.uk/advanced-learning-loans
For more information for learner loans and NSPP click learner loans